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Earnest seems to be more advanced than their competitors on other levels except in this aspect, as you can simply call and tell other companies to apply the extra payment to the principal and they do.
It made something that is inherently difficult and emotional into something I look forward to doing. My payments have been affordable and have had nothing but positive experiences with their customer service when I've had to call and ask questions. I have read that the support staff is always available throughout the terms of the loan so let's hope Earnest continues to provide high customer service-one of the main reasons I chose Earnest!
I just re-financed with Earnest and they have been great so far!
The experience seemed more personal, and they staff and customer service I had received from the staff with online interactions was excellent.
Always prompt with replies and seemingly happy to help.
Their portal is very usable and their support team was super helpful in walking me through the loan transfer process. I loved the visual of interest rate and payment options. I couldn't be happier with my transition to Earnest (: Consolidating all of my student loans was quick and easy.
Now I have one payment to worry about and I'm saving hundreds per month and knocked almost a decade off the term of my loans!
My only complaint is that you can't apply an extra payment throughout the month to the principal only.
The only way to do this is to make the extra payment on the day of your payment is due.
Student loan consolidation is the process of unifying several loans with different rates and terms into a single loan with a single payment.
The blended interest rate is determined by calculating the weighted average interest rate of the original loans (meaning higher balance loans have greater impact).
I had a few questions that Earnest was able to answer through text or email, which is very convenient! I applied for school loan refinancing with Earnest and got the best interest rate possible, because they didn't just look at one thing in order to determine it.Tags: Adult Dating, affair dating, sex dating